Early access
Your money guide doesn't just explain. It does the setup.
Say what you want. Your guide builds the budget, sorts the transactions, and waits for your tap.
Easy. Not daunting. A guide by your side.
Launching soon on iOS, Android, and the web.
Your guide
Lea · The Teacher
Make me a budget for $4,200/mo
On it. I used your last 3 months of spending. Here’s a draft. Nothing changes until you tap.
Monthly budget
$4,200/mo
- Rent & utilities$1,600
- Groceries$550
- Transport$320
- Savings$700
- Everything else$1,030
Free: your guide answers. $2.99: your guide does the work. Premium: it syncs your bank and never runs out.
Budgeting is a conversation now
Say it.
"Set up a grocery budget around $500" — or "where did my money go in June?"
See it.
Your guide answers with a proposal card — an actual budget, categorization, or edit, laid out and ready.
Tap it.
One tap applies it. Nothing changes without your say-so.
No spreadsheets. No 40-minute setup wizard. No guessing what a "rollover rule" is.
Eight guides. One of them gets you.
Everyone's relationship with money is different — so LedgerMeAI doesn't give everyone the same robot. Pick the guide whose style fits, and talk to them from day one, on the free plan. They'll explain anything, walk you anywhere in the app, and never judge where you're starting from.
Rina
Spiritual Guide
Faith-centered — biblical wisdom and stewardship
Ben
The Finance Master
Ask him anything — markets to accounting, no fluff
Stan
The Starter Guide
Brand new to this? Start at zero, no jargon
Bri
The Code Brain
Sees money as a system, finds the pattern in the chaos
Lea
The Teacher
Breaks it down until it clicks — no judgment
Ally
The Sport Finance Coach
Trains your budget like a championship athlete
Jack
The Performance Coach
Goal-locked — discipline over motivation
Johnny
The Funny Money
Opens with a joke, roasts your subscriptions, fixes your budget
Amy helps you get set up and answers support questions. Stef (our CEO's stand-in) collects your feedback — yes, it actually gets read.
Your guides teach, explain, and organize — they don't give financial advice.
Everything you'd expect, done properly.
Talk to your guide from day one
Explains anything, navigates you anywhere. Free plan included.
Budgets that build themselves
Plus & PremiumDescribe what you want; your guide drafts it, you tap to apply.
Bulk cleanup in one tap
Plus & PremiumAI categorizes, you confirm. Fifty transactions, one card.
Bank sync via Plaid
PremiumAccounts, cards, and transactions, automatically.
Bring your data your way
CSV import free for everyone; PDF statement import on Plus and Premium.
On your phone — and soon, your laptop.
Mobile apps first, with the full web app close behind. One account across both.
Start free — with a real guide, not a locked demo.
Free
$0- ✓Manual transactions & accounts
- ✓CSV import
- ✓Dashboard, budgets & chart of accounts
- ✓Q&A with your guide
- 10/dayGuide messages
- —PDF statement imports
- —Chart-of-account suggestions
- —Guide builds budgets & adds accounts in chat
- —AI auto-categorization, one-tap confirm
- —True net surplus after loan payments
- —Plaid bank sync + auto transaction sync
- —PDF report export
Plus
$2.99/mo- ✓Manual transactions & accounts
- ✓CSV import
- ✓Dashboard, budgets & chart of accounts
- ✓Q&A with your guide
- 300/moGuide messages
- ✓PDF statement imports
- ✓Chart-of-account suggestions
- ✓Guide builds budgets & adds accounts in chat
- ✓AI auto-categorization, one-tap confirm
- —True net surplus after loan payments
- —Plaid bank sync + auto transaction sync
- —PDF report export
Premium
$14.99/mo- ✓Manual transactions & accounts
- ✓CSV import
- ✓Dashboard, budgets & chart of accounts
- ✓Q&A with your guide
- UnlimitedGuide messages
- ✓PDF statement imports
- ✓Chart-of-account suggestions
- ✓Guide builds budgets & adds accounts in chat
- ✓AI auto-categorization, one-tap confirm
- ✓True net surplus after loan payments
- ✓Plaid bank sync + auto transaction sync
- ✓PDF report export
Free includes 10 guide messages a day. Plus includes 300 a month. Premium has no cap.
Connect your own AI agentComing soon
A planned Premium add-on. Plug in the AI assistant you already use and let it work with your LedgerMeAI budget.
Free: your guide answers. $2.99: your guide does the work. Premium: it syncs your bank and never runs out. Monarch and YNAB hand the work back to you — LedgerMeAI does it for you, from $2.99/mo.
Subscriptions are handled in the app.
Coming next to your guide (not live yet)
We're building these now. None of them are in the app yet — join the waitlist and we'll tell you when they land.
- Coming soon
Taxes
Your guide helps you get organized for tax time.
- Coming soon
Warranties
Keep track of what's covered and when it runs out.
- Coming soon
Insurance policies
See your policies in one place, explained in plain English.
- Coming soon
Credit scores
Understand what moves your score — knowledge, not advice.
The questions everyone asks.
Is my bank data safe?
Read-only connections through Plaid — the same rails major banks use. We never see or store your bank credentials.
Does the AI make changes to my money?
No. Guides propose; you tap to apply. Nothing moves money — LedgerMeAI is a budgeting tool, not a bank.
Do the guides give financial advice?
No — they teach, explain, and organize. Knowledge, not advice.
Can I use it without linking a bank?
Yes — Free is fully manual with CSV import; Plus adds PDF statement import.
Can I cancel anytime?
Yes, in one tap, in the app.
Phone or computer?
Mobile first; the web app is coming.
Your guide is almost ready.
Join the waitlist and we'll let you know the moment it's live. No card, no spam.